NewStateDrive
Official lender move path

Virginia Credit Union: move your financed car to another state

Start with the lender's current instructions. Then match them to the new state and build the request before the title moves.

Match my lender to my statesSave the lender handoff
Source checked 2026-08-02Active Virginia Credit Union vehicle loan

Official lender instructions are linked below. State title rules are added after you choose your route.

Build the exact request

Where is the car moving?

We will combine Virginia Credit Union's move path with the destination state's title rule. No VIN or account number is collected.

What the lender says

Start with Virginia Credit Union's process

The destination state still decides what document it can use and where it must go.

  1. 01Start here

    Bring the current registration to the destination DMV and ask how it requests a lienholder-held title. Virginia Credit Union says the state can mail or fax the request, and some states give the form to the borrower to forward.

  2. 02Use the approved channel

    Send the state request to LendingOperationsLoanServicing@vacu.org or fax 804-267-1438. The VACU Title Department is available at 804-323-6000, extension 101710; its lienholder address is PO Box 90010, Richmond, VA 23225-9010.

  3. 03Plan for the handoff

    VACU does not publish one nationwide state-change turnaround. New York and Rhode Island require a signed request and use certified title copies plus a permission letter, so confirm the destination-specific packet before sending.

NewState Drive is independent and is not affiliated with or endorsed by Virginia Credit Union. Confirm instructions inside yourlender account before sending sensitive information.

Why both sides matter

A lender request is only useful if the new state can use it

Some states want an original title. Others accept a copy, lien letter, or registration-only path. Some require the local office to start the request. The builder checks the destination first.

Open the Virginia Credit Union request builder
Optional saved handoff

Keep the lender request and receipt together

Add the two states to keep the request, lender send status, destination receipt, and final proof together.

Keep your place and return later

Track your progress, dates, title requests, and receipts to keep. We will email a private return link.

Transaction details

Use these fields when the vehicle was bought, sold, gifted, inherited, rejected, or delayed.

We use your email for the saved route. The two checkboxes are optional.

Virginia Credit Union move questions

How do I contact Virginia Credit Union about an out-of-state title transfer?
Send the state request to LendingOperationsLoanServicing@vacu.org or fax 804-267-1438. The VACU Title Department is available at 804-323-6000, extension 101710; its lienholder address is PO Box 90010, Richmond, VA 23225-9010.
Will Virginia Credit Union register the car in the new state?
The destination motor vehicle agency controls registration. The lender or lessor handles the title or ownership document it holds. The two paths need to meet before the state can finish the transfer.
Can NewState Drive send the request for me?
Use the request notes and handoff checklist, then send the request through the lender's approved channel. You remain in control of every lender and agency submission.
Should I enter my VIN or account number here?
No. Add sensitive identifiers only inside the lender's own secure account, form, fax, mail, or other approved channel.
Choose the destination

Where are you moving the financed car?

Open the exact Virginia Credit Union and state handoff.

Virginia Credit Union to AlabamaVirginia Credit Union to AlaskaVirginia Credit Union to ArizonaVirginia Credit Union to ArkansasVirginia Credit Union to CaliforniaVirginia Credit Union to ColoradoVirginia Credit Union to ConnecticutVirginia Credit Union to DelawareVirginia Credit Union to District of ColumbiaVirginia Credit Union to FloridaVirginia Credit Union to GeorgiaVirginia Credit Union to HawaiiVirginia Credit Union to IdahoVirginia Credit Union to IllinoisVirginia Credit Union to IndianaVirginia Credit Union to IowaVirginia Credit Union to KansasVirginia Credit Union to KentuckyVirginia Credit Union to LouisianaVirginia Credit Union to MaineVirginia Credit Union to MarylandVirginia Credit Union to MassachusettsVirginia Credit Union to MichiganVirginia Credit Union to MinnesotaVirginia Credit Union to MississippiVirginia Credit Union to MissouriVirginia Credit Union to MontanaVirginia Credit Union to NebraskaVirginia Credit Union to NevadaVirginia Credit Union to New HampshireVirginia Credit Union to New JerseyVirginia Credit Union to New MexicoVirginia Credit Union to New YorkVirginia Credit Union to North CarolinaVirginia Credit Union to North DakotaVirginia Credit Union to OhioVirginia Credit Union to OklahomaVirginia Credit Union to OregonVirginia Credit Union to PennsylvaniaVirginia Credit Union to Rhode IslandVirginia Credit Union to South CarolinaVirginia Credit Union to South DakotaVirginia Credit Union to TennesseeVirginia Credit Union to TexasVirginia Credit Union to UtahVirginia Credit Union to VermontVirginia Credit Union to VirginiaVirginia Credit Union to WashingtonVirginia Credit Union to West VirginiaVirginia Credit Union to WisconsinVirginia Credit Union to Wyoming
Other supported providers

Choose the account that holds the title

Acura Financial ServicesAlabama Credit UnionAlly AutoAmerican Credit AcceptanceArlington Community Federal Credit UnionAston Martin Financial ServicesAudi Financial ServicesBank of America AutoBMW Financial ServicesBridgecrestCadillac FinancialCarMax Auto FinanceChase AutoChrysler CapitalCitizens AutoConnexus Credit UnionDelta Community Credit UnionDigital Federal Credit Union (DCU)Direct Federal Credit UnionExeter FinanceFifth Third AutoFirst Investors Financial ServicesFord CreditGeneral Electric Credit UnionGenesis FinanceGlobal Lending ServicesGM FinancialGolden 1 Credit UnionHonda Financial ServicesHyundai Motor FinanceInfiniti Financial Services (IFS)Jaguar Financial GroupKia Finance AmericaLand Rover Financial GroupLBS Financial Credit UnionLendbuzzLexus Financial leaseLincoln Automotive Financial ServicesMaserati Capital USAMazda Financial ServicesMcLaren Financial ServicesMercedes-Benz Financial ServicesNavigant Credit UnionNavy Federal Credit UnionNissan Motor Acceptance (NMAC)Regional AcceptanceRivian Financial ServicesSantander Consumer USASkopos FinancialSoutheast Toyota FinanceSpace Coast Credit UnionStellantis Financial ServicesSubaru Motors FinanceTesla Finance leaseTower Federal Credit UnionToyota Financial leaseTruliant Federal Credit UnionU.S. Bank AutoUnited Auto CreditUpgrade Auto FinanceUSAA AutoVolkswagen Financial ServicesVolvo Car Financial ServicesWells Fargo AutoWestlake Financial