What to do with Florida plates after moving to Indiana
The answer can be return, cancel, destroy, recycle, or keep. Follow the reviewed Florida instruction only after the Indiana registration and insurance handoff are safe.
Complete the replacement record
Apply for the Indiana title and registration within 60 days after becoming a resident to avoid the title-transfer administrative penalty.
Provide financial-responsibility information when purchasing the Indiana plate and registration.
Surrender an active Florida plate before canceling insurance
Florida says an unexpired plate must be surrendered when insurance is no longer maintained. Keep the receipt because an active uninsured plate can trigger driver-license sanctions.
Open the official Florida instructionReviewed 2026-07-31- 1. Activate acceptable destination coverage
Confirm the effective date with the new insurer.
- 2. Register in Indiana
Keep the issued registration or official receipt.
- 3. Complete the Florida plate action
Keep the surrender, cancellation, mailing, destruction, or retention record the state provides.
- 4. End or rewrite the old policy
Ask the insurer to use dates that do not create an uncovered active registration.
Sources for this closeout sequence
- FLHSMV: License plates and registrationChecked 2026-07-31 ↗InsuranceExit closeout
- Indiana BMV: New Indiana residentsChecked 2026-07-31 ↗LicenseRegistrationInsuranceInspection / VINTitle / lien