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What to do with Indiana plates after moving to Florida

The answer can be return, cancel, destroy, recycle, or keep. Follow the reviewed Indiana instruction only after the Florida registration and insurance handoff are safe.

Florida comes first

Complete the replacement record

Title and register through a county tax collector or motor vehicle service center within 10 days of establishing Florida residency, with Florida insurance in place first; the driver license is due within 30 days. Do not wait for the license to start the vehicle transaction. FLHSMV says you may be considered a resident when you start employment in Florida, enroll your children in Florida public schools, register to vote, file for a homestead exemption, or live in Florida for more than six consecutive months.

FLHSMV says to get insurance from a Florida insurance agent licensed to sell insurance in Florida in order to title and register, so have Florida coverage in place before the vehicle visit.

Indiana closeout

Destroy the unused Indiana plate instead of returning it

After the destination registration is active and the Indiana plate is no longer registered, do not mail it to BMV. Indiana says unused or expired plates do not need to be surrendered; cut, shred, damage, or deface the plate until it is permanently unreadable before disposal.

Open the official Indiana instructionReviewed 2026-07-31
  1. 1. Activate acceptable destination coverage

    Confirm the effective date with the new insurer.

  2. 2. Register in Florida

    Keep the issued registration or official receipt.

  3. 3. Complete the Indiana plate action

    Keep the surrender, cancellation, mailing, destruction, or retention record the state provides.

  4. 4. End or rewrite the old policy

    Ask the insurer to use dates that do not create an uncovered active registration.

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