What to do with New Jersey plates after moving to Indiana
The answer can be return, cancel, destroy, recycle, or keep. Follow the reviewed New Jersey instruction only after the Indiana registration and insurance handoff are safe.
Complete the replacement record
Apply for the Indiana title and registration within 60 days after becoming a resident to avoid the title-transfer administrative penalty.
Provide financial-responsibility information when purchasing the Indiana plate and registration.
Surrender New Jersey plates that will no longer be used
Return the plates to MVC in person or by mail and keep the surrender receipt. MVC says plates must be returned when vehicle insurance is terminated.
Open the official New Jersey instructionReviewed 2026-07-31- 1. Activate acceptable destination coverage
Confirm the effective date with the new insurer.
- 2. Register in Indiana
Keep the issued registration or official receipt.
- 3. Complete the New Jersey plate action
Keep the surrender, cancellation, mailing, destruction, or retention record the state provides.
- 4. End or rewrite the old policy
Ask the insurer to use dates that do not create an uncovered active registration.
Sources for this closeout sequence
- New Jersey MVC: PlatesChecked 2026-07-31 ↗InsuranceExit closeout
- Indiana BMV: New Indiana residentsChecked 2026-07-31 ↗LicenseRegistrationInsuranceInspection / VINTitle / lien