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Origin record closeout

What to do with New York plates after moving to Michigan

The answer can be return, cancel, destroy, recycle, or keep. Follow the reviewed New York instruction only after the Michigan registration and insurance handoff are safe.

Michigan comes first

Complete the replacement record

Michigan provides no new-resident grace period. Schedule an office visit to apply for the vehicle title and registration as soon as residency is established.

Michigan No-Fault insurance is required for registration. Michigan expressly says out-of-state vehicle insurance is not accepted.

New York closeout

Do not cancel New York insurance before surrendering plates

First activate the new registration, then surrender the New York plates and registration, obtain the FS-6T receipt, and only then end New York coverage. Reversing that order can create a registration and driver-license suspension.

Open the official New York instructionReviewed 2026-08-02
  1. 1. Activate acceptable destination coverage

    Confirm the effective date with the new insurer.

  2. 2. Register in Michigan

    Keep the issued registration or official receipt.

  3. 3. Complete the New York plate action

    Keep the surrender, cancellation, mailing, destruction, or retention record the state provides.

  4. 4. End or rewrite the old policy

    Ask the insurer to use dates that do not create an uncovered active registration.

Sources for this closeout sequence

Open the complete routeCheck the insurance handoff