Switch car insurance from West Virginia to Mississippi

Keep West Virginia registration-supported coverage active while the vehicle is still recorded there.

Maintain Mississippi liability coverage and keep the insurance card in the vehicle. The state notes that proof is required for operation even though registration offices do not enforce it as a filing prerequisite.

Apply through the county Tax Collector within 30 days after moving while the prior registration remains valid. Mississippi publishes a $250 penalty in addition to standard late-registration penalties for missing the new-resident deadline.

After the destination registration is active, return the West Virginia plate to DMV and retain delivery, drop-box, or counter proof before canceling the West Virginia policy. If the plate cannot be surrendered because it is lost or stolen, use Form WV-4S and keep the accepted record.

Confirm effective dates with both insurers after the old registration is safely closed.