Request and track a Credit Acceptance title to Michigan
When an out-of-state lienholder keeps the title, Michigan accepts a current registration or specified title evidence and issues a Foreign Ownership-Registration Only record instead of a Michigan title.
Both official paths rechecked 2026-09-28.
Keep the whole handoff in one checklist
We match the Credit Acceptance request to Michigan, prepare the handoff, handle supported follow-up, and keep sending, receipt, and final proof separate.
- Both official paths and visible source dates
- Prepared request language and a route worksheet
- Supported follow-up through the handoff milestones
- A private case with the final proof check
Credit Acceptance → Michigan
Michigan offers foreign-ownership registration only
Source check, unsigned cover, recipient details, and send instructions stay together.
- 02Credit Acceptance sendingRecorded separatelyTracked
- 03Michigan receiptNot assumed from deliveryTracked
- 04Usable replacement proofChecked before closeoutFinal check
Where Credit Acceptance and Michigan meet
The lender controls sending. Michigan controls what it can use and where it must arrive.
- 01Start with Michigan
Bring the current registration or listed title evidence and Michigan insurance to a Secretary of State office, then confirm the foreign-ownership record before chasing an original title.
- 02Open the Credit Acceptance request
Contact the new state's motor vehicle department. Credit Acceptance says that if the department needs the original title, get a request form or letter on the department's letterhead that includes the office's address and phone number.
- 03Use the official channel
Send the department's request to Credit Acceptance's Title Department by fax at 866-436-4890 or by mail to Credit Acceptance Corporation, Attn: Title Department, 25505 West 12 Mile Rd., Southfield, MI 48034. In Kentucky, Maryland, Minnesota, Missouri, Montana, and New York the customer already receives the title from the state.
- 04Track state receipt
Record lender sending and Michigan receipt separately. Keep the old-state record open until replacement proof is ready.
When an out-of-state lienholder keeps the title, Michigan accepts a current registration or specified title evidence and issues a Foreign Ownership-Registration Only record instead of a Michigan title.
State first step: Bring the current registration or listed title evidence and Michigan insurance to a Secretary of State office, then confirm the foreign-ownership record before chasing an original title.
Credit Acceptance timing: Credit Acceptance does not publish a turnaround for out-of-state title requests. Confirm the timing with the destination office and follow up on both the request date and document receipt.
Open the official state instructionsBuild the Credit Acceptance request for Michigan
Add the state you are leaving. No VIN or loan account number is collected.
Keep the request and receipt in one saved handoff
Keep the Credit Acceptance request, send status, Michiganreceipt, and final proof together. Use the official provider or agency channel for account details and submissions.
See a sample lender handoffKeep your place and return later
Track your progress, dates, title requests, and receipts to keep. We will email a private return link.
Both sides checked 2026-09-28
Credit Acceptance controls its channel. Michigan controls the title path.
- Credit Acceptance customer FAQ: transferring the title after movingChecked 2026-09-28 ↗Title / lien
- Michigan Secretary of State: Titles and lienholder-held ownershipChecked 2026-08-01 ↗Title / lien
- Michigan Secretary of State: New Michigan residentsChecked 2026-07-31 ↗LicenseRegistrationInsuranceTitle / lienTax / fees
- Michigan Secretary of State: New resident timing FAQChecked 2026-07-31 ↗LicenseRegistrationInsuranceTitle / lien
NewState Drive is independent and is not affiliated with or endorsed by Credit Acceptance. Add private identifiers only inside approved lender and agency channels.
Credit Acceptance to Michigan title questions
- How does a Credit Acceptance title transfer to Michigan start?
- Bring the current registration or listed title evidence and Michigan insurance to a Secretary of State office, then confirm the foreign-ownership record before chasing an original title. Then follow Credit Acceptance's current channel: Send the department's request to Credit Acceptance's Title Department by fax at 866-436-4890 or by mail to Credit Acceptance Corporation, Attn: Title Department, 25505 West 12 Mile Rd., Southfield, MI 48034. In Kentucky, Maryland, Minnesota, Missouri, Montana, and New York the customer already receives the title from the state.
- What should I ask Credit Acceptance to send?
- When an out-of-state lienholder keeps the title, Michigan accepts a current registration or specified title evidence and issues a Foreign Ownership-Registration Only record instead of a Michigan title. Confirm the exact document, state recipient, fee, handling time, and evidence of sending before the request leaves.
- How long can the Credit Acceptance handoff take?
- Credit Acceptance does not publish a turnaround for out-of-state title requests. Confirm the timing with the destination office and follow up on both the request date and document receipt. Confirm the current estimate with both Credit Acceptance and the intended Michigan office.
- What if Credit Acceptance says it sent the title but Michigan cannot find it?
- Ask Credit Acceptance what title document was sent, the send date, exact recipient, and available delivery evidence. Then ask the Michigan office whether it received and associated that document with the transaction. Sending, delivery, and agency acknowledgement are separate milestones.
- What can I keep in the saved lender handoff?
- Keep the route-specific request worksheet, unsigned cover sheet, follow-up scripts, recipient and document checks, handoff milestones, and final proof checklist together.