Official lender move path

Regional Acceptance: move your financed car to another state

Start with the lender's current instructions. Then match them to the new state and build the request before the title moves.

Source checked 2026-08-02Active Regional Acceptance auto loan

Official lender instructions are linked below. State title rules are added after you choose your route.

Build the exact request

Where is the car moving?

We will combine Regional Acceptance's move path with the destination state's title rule. No VIN or account number is collected.

What the lender says

Start with Regional Acceptance's process

The destination state still decides what document it can use and where it must go.

  1. 01Start here

    Ask the destination title office which title-change documents it wants, then prepare the title change request for Regional Acceptance and keep copies of the request and supporting papers.

  2. 02Use the approved channel

    Send the title change request by fax to 866-611-0993, by email to RACtitles@regacc.com, or by mail to Regional Acceptance, Attn: Document Control, 1424 E Fire Tower Rd., Greenville, NC 27858.

  3. 03Plan for the handoff

    Regional Acceptance warns that converting an electronic title can take the motor vehicle office 30 days or longer. Track the lender submission and the state conversion as separate milestones.

NewState Drive is independent and is not affiliated with or endorsed by Regional Acceptance. Confirm instructions inside yourlender account before sending sensitive information.

Why both sides matter

A lender request is only useful if the new state can use it

Some states want an original title. Others accept a copy, lien letter, or registration-only path. Some require the local office to start the request. The builder checks the destination first.

Open the Regional Acceptance request builder
Optional saved handoff

Keep the lender request and receipt together

Add the two states to keep the request, lender send status, destination receipt, and final proof together.

Keep your place and return later

Track your progress, dates, title requests, and receipts to keep. We will email a private return link.

Transaction details

Use these fields when the vehicle was bought, sold, gifted, inherited, rejected, or delayed.

We use your email for the saved route. The two checkboxes are optional.

Regional Acceptance move questions

How do I contact Regional Acceptance about an out-of-state title transfer?
Send the title change request by fax to 866-611-0993, by email to RACtitles@regacc.com, or by mail to Regional Acceptance, Attn: Document Control, 1424 E Fire Tower Rd., Greenville, NC 27858.
Will Regional Acceptance register the car in the new state?
The destination motor vehicle agency controls registration. The lender or lessor handles the title or ownership document it holds. The two paths need to meet before the state can finish the transfer.
Can NewState Drive send the request for me?
Use the request notes and handoff checklist, then send the request through the lender's approved channel. You remain in control of every lender and agency submission.
Should I enter my VIN or account number here?
No. Add sensitive identifiers only inside the lender's own secure account, form, fax, mail, or other approved channel.
Choose the destination

Where are you moving the financed car?

Open the exact Regional Acceptance and state handoff.

Other supported providers

Choose the account that holds the title