Request and track the Kia Finance America title packet to Illinois
Illinois publishes an extra document set for a leased vehicle: the lease purchase agreement, out-of-state registration, out-of-state title, and the title application materials.
Illinois says lessors and lessees do not receive the ordinary three-month mover tax exemption. If your leasing company has not already filed it, the Illinois Department of Revenue requires Form RUT-25-LSE within 30 days after the vehicle is brought into Illinois, with a copy of the lease contract attached. That deadline is separate from the registration deadline.
Kia Finance America title process at a glance
- Where it goes
- Fax (714) 368-7844 or mail the Plano, TX Titles Department.
- Sent within 10 business days
- The new office needs no original title, you hold the title, or the title is paper.
- Electronic title
- Kia asks your original state to print the title and mail it to Kia, and sends that request within three business days of receiving yours. Kia then mails the title within 10 business days after it arrives. Kia gives no estimate for the state's step.
- Separate DMV notice
- Kia's notice: state DMV processing is currently ranging from 45 to 180 days for requests including state transfers and printing titles.
Where the two processes meet
The lessor controls delivery. Illinois controls acceptance.
- 01Start with Illinois
Ask the lessor whether it already filed Form RUT-25-LSE or paid the Illinois tax on the lease. Then confirm the lessor's exact name and title-delivery method, and build the VSD-190 packet with the lease and current out-of-state registration.
- 02Open the Kia Finance America request
Ask the destination motor vehicle office for its instructions and any form it provides, then update the mailing, billing, and garaging address in the Kia Finance America account. Kia says an out-of-state move may also require a state-to-state title transfer.
- 03Use the official channel
If the destination office needs documents from Kia Finance America, fax your written request or the office's form to (714) 368-7844, or mail it to Kia Finance America, Attn: Titles Department, 6100 W. Plano Pkwy., Ste 2000, Plano, TX 75093. Include your Kia account number, the VIN, a callback number for you, the state you are moving from, your new address, the office's name, address and phone number, and a list of the documents it needs (which may include the title, a letter of permission or a limited power of attorney). For questions about your account, Kia Finance America customer service is 866-331-5632 (Monday to Friday, 8 a.m. to 9 p.m. Eastern).
- 04Confirm usable receipt
The lessor supplies the ownership document and the exact owner information for Form VSD-190. The lessor files Form RUT-25-LSE when it bought the vehicle from an out-of-state retailer not registered with the Illinois Department of Revenue, and the lessee files it if the leasing company does not. For a lessee who used the vehicle outside Illinois first, the Form RUT-25-LSE instructions subject the selling price to a reasonable allowance for depreciation for the period of prior out-of-state use. The lessee provides the lease, old registration, Illinois address, mileage, insurance, and any inspection proof.
What to ask Kia Finance America for
Kia says it sends the documents within 10 business days of receiving your request when the new office does not need the original title, when you hold the title, or when the title is paper. It ships by three-day shipping and gives tracking numbers on request. For an electronic title, Kia asks your original state to print the title and mail it to Kia, and says it will send that request within three business days of receiving yours. Kia then mails the paper title to the new office within 10 business days after it receives it. How long the state takes is up to the state, and Kia gives no estimate for that step in this answer. A separate Kia notice says state DMV processing is currently ranging from 45 to 180 days for requests that include state transfers and printing titles.
Lease purchase agreement and lessor name and address
Out-of-state registration and out-of-state title
Form RUT-25-LSE with a copy of the lease contract attached, when you leased through an out-of-state retailer that is not registered with the Illinois Department of Revenue and the leasing company has not filed it
Illinois insurance, fees, mileage, and any inspection proof
Build the Kia Finance America request for Illinois
Add the state you are leaving. No VIN or lease account number is collected.
Keep the whole handoff in one checklist
We match the Kia Finance America request to Illinois, prepare the handoff, handle supported follow-up, and keep sending, receipt, and final proof separate.
- Both official paths and visible source dates
- Prepared request language and a route worksheet
- Supported follow-up through the handoff milestones
- A private case with the final proof check
Kia Finance America → Illinois
Illinois asks a moving lessee for the lease, old registration, and out-of-state title
Source check, unsigned cover, recipient details, and send instructions stay together.
- 02Kia Finance America sendingRecorded separatelyTracked
- 03Illinois receiptNot assumed from deliveryTracked
- 04Usable replacement proofChecked before closeoutFinal check
Keep the request and receipt in one saved handoff
Keep the Kia Finance America request, send status, Illinois receipt, and final proof together. Use the official provider or agency channel for account details and submissions.
See a sample handoffKeep your place and return later
Track your progress, dates, title requests, and receipts to keep. We will email a private return link.
Both sides checked 2026-10-07
Kia Finance America controls its channel. Illinois controls the packet.
- Kia Finance America: Title Services FAQ (moved out of state)Checked 2026-10-07 ↗Title / lien
- Kia Finance America: contact usChecked 2026-10-07 ↗Title / lien
- Kia Finance America: address and state-to-state title transferChecked 2026-08-02 ↗Title / lien
- Illinois Secretary of State: new-resident title and registrationChecked 2026-08-01 ↗Title / lienRegistrationInsuranceInspection / VINTax / fees
- Illinois Department of Revenue: Form RUT-25-LSE instructionsChecked 2026-10-07 ↗Title / lienRegistrationTax / fees
- Illinois Department of Revenue: vehicle tax FAQsChecked 2026-10-07 ↗Title / lienRegistrationTax / fees
Kia Finance America lease move questions
- Can I move my Kia Finance America lease to Illinois?
- Ask the destination motor vehicle office for its instructions and any form it provides, then update the mailing, billing, and garaging address in the Kia Finance America account. Kia says an out-of-state move may also require a state-to-state title transfer. Illinois publishes an extra document set for a leased vehicle: the lease purchase agreement, out-of-state registration, out-of-state title, and the title application materials.
- How do I start the Kia Finance America title request?
- If the destination office needs documents from Kia Finance America, fax your written request or the office's form to (714) 368-7844, or mail it to Kia Finance America, Attn: Titles Department, 6100 W. Plano Pkwy., Ste 2000, Plano, TX 75093. Include your Kia account number, the VIN, a callback number for you, the state you are moving from, your new address, the office's name, address and phone number, and a list of the documents it needs (which may include the title, a letter of permission or a limited power of attorney). For questions about your account, Kia Finance America customer service is 866-331-5632 (Monday to Friday, 8 a.m. to 9 p.m. Eastern). Kia says it sends the documents within 10 business days of receiving your request when the new office does not need the original title, when you hold the title, or when the title is paper. It ships by three-day shipping and gives tracking numbers on request. For an electronic title, Kia asks your original state to print the title and mail it to Kia, and says it will send that request within three business days of receiving yours. Kia then mails the paper title to the new office within 10 business days after it receives it. How long the state takes is up to the state, and Kia gives no estimate for that step in this answer. A separate Kia notice says state DMV processing is currently ranging from 45 to 180 days for requests that include state transfers and printing titles.
- What does Illinois need from the lessor?
- Application for Vehicle Transaction, Form VSD-190 Lease purchase agreement and lessor name and address Out-of-state registration and out-of-state title Form RUT-25-LSE with a copy of the lease contract attached, when you leased through an out-of-state retailer that is not registered with the Illinois Department of Revenue and the leasing company has not filed it Illinois insurance, fees, mileage, and any inspection proof
- What can I keep in the saved lessor handoff?
- Keep the route-specific lessor worksheet, unsigned request cover sheet, destination packet, handoff milestones, and final proof checklist together.