Paid off your Alabama Credit Union loan? Getting the lien release and title
Alabama Credit Union says vehicle titles are not automatically released or mailed to members once the vehicle is paid off, so you have to contact the credit union to request the title. The credit union stays listed as lienholder on the title until the loan is paid in full.
How to ask Alabama Credit Union for the release or title
If nothing arrived, see the next step below.
Contact Alabama Credit Union to request the title after payoff. Its FAQ lists 888-817-2002 as the credit union's phone number.
If it never arrived: For a replacement title, Alabama Credit Union says it can send you a lien release to take to your local DMV to order a replacement. The credit union states a $15 cost for this. If the credit union made an error when mailing, it says you can visit any branch to order the replacement free of charge.
Alabama Credit Union title and lien release contacts
Copied from the lender's published pages. Contacts change, so confirm before mailing originals.
- Phone: general number listed on the FAQ (also payoff quotes); the FAQ does not label it as a title-release line
- 888-817-2002
- Mail: payoff payments and the lienholder address to give a dealership for title applications; not labelled for lien release requests
- Alabama Credit Union, PO Box 862998, Tuscaloosa, AL 35486
- Mail: overnight delivery of payoff payments
- Alabama Credit Union, 401 University Blvd East, Tuscaloosa, AL 35401, Attn: Loan Department
Get the Alabama Credit Union lien release finished
Your Alabama Credit Union loan is paid off but the title, the release, or the state record still isn't right. We check the path and do the paperwork with you.
- We find the release path for your state and lender from official sources.
- We prepare the lien release or clear-title request, and any state form, for you to sign and send.
- We track the lender and the state until the record shows the lien released.
Lien release rules where the car is titled
Each state sets who sends the title, the lender deadline, and what to do if the lender is gone. Lender out of business?
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
Moving to another state with a Alabama Credit Union loan
If the loan is still open and you are moving, the lender keeps the title and sends it to the new state.
Alabama Credit Union pages behind this guide
Checked Sep 28, 2026.
Alabama Credit Union lien release questions
- How long does Alabama Credit Union take to release the lien?
- Alabama Credit Union does not publish a release timeframe that we could verify. Your state may set a legal deadline; check your state's page.
- Where does Alabama Credit Union send the title after payoff?
- Alabama Credit Union says vehicle titles are not automatically released or mailed to members once the vehicle is paid off, so you have to contact the credit union to request the title. The credit union stays listed as lienholder on the title until the loan is paid in full.
- What if the title or lien release never arrived?
- For a replacement title, Alabama Credit Union says it can send you a lien release to take to your local DMV to order a replacement. The credit union states a $15 cost for this. If the credit union made an error when mailing, it says you can visit any branch to order the replacement free of charge.
- How do I contact the Alabama Credit Union title department?
- Phone: 888-817-2002 (general number listed on the FAQ (also payoff quotes); the FAQ does not label it as a title-release line). Mail: Alabama Credit Union, PO Box 862998, Tuscaloosa, AL 35486 (payoff payments and the lienholder address to give a dealership for title applications; not labelled for lien release requests). Mail: Alabama Credit Union, 401 University Blvd East, Tuscaloosa, AL 35401, Attn: Loan Department (overnight delivery of payoff payments)