Fifth Third Auto lien release

Paid off your Fifth Third Auto loan? Getting the lien release and title

Fifth Third says it releases all vehicle liens within 10 business days of payoff. If it held a paper title, you receive the title with its lien released. If you hold the title yourself, it provides a release of lien.

Everything Fifth Third Auto says about payoff

From Fifth Third Auto pagesWe only record what the lender publishes. Confirm with the lender before sending any original document.
Asking the lender

How to ask Fifth Third Auto for the release or title

If nothing arrived, see the next step below.

Everything Fifth Third Auto says about payoff

Fifth Third says it releases all vehicle liens within 10 business days of payoff. If it held a paper title, you receive the title with its lien released. If you hold the title yourself, it provides a release of lien. If it held the lien electronically with your state, you receive a letter with instructions specific to your state's process. If you moved out of state after the loan began and did not work with Fifth Third to transfer the vehicle to the new state, it says your title and release are processed under your prior state's titling requirements, so you should contact it right away with your current mailing information.

To request a lien release if your documents were misplaced and Fifth Third held the lien, message Fifth Third 24/7 through online banking at 53.com or its mobile app, or call 800-972-3030, Mon-Fri 8 a.m.-6 p.m. and Sat 10 a.m.-4 p.m. ET. Have the VIN, the year, make and model, the state where the vehicle was last titled, and the name as it appears on the title ready.

If it never arrived: Fifth Third says that if your documents were misplaced and it held the lien, you can request a lien release by messaging it through online banking at 53.com or the mobile app, or by calling 800-972-3030. It also says that updating your address with Fifth Third does not update it with the DMV, which can delay your registration renewal or keep you from receiving your title after payoff, so update the DMV as well.

Published contacts

Where to reach Fifth Third Auto

Copied from the lender's published pages. Contacts change, so confirm before mailing originals.

Where to send a title or lien release request

Online: To request a lien release if your documents were misplaced and Fifth Third held the lien; available 24/7
Secure message in Fifth Third online banking at 53.com or the mobile app
Phone: To request a lien release if your documents were misplaced and Fifth Third held the lien; Mon-Fri 8 a.m.-6 p.m. and Sat 10 a.m.-4 p.m. ET
800-972-3030

Other published contacts

The lender describes each one below. Check the purpose before you use one.

Mail: For third-party payoffs; not for lien release requests
Fifth Third Bank, Attn: Installment Loans, 5050 Kingsley Drive, MD 1MOC2J, Cincinnati, OH 45227
Mail: For loan payments by check or money order; not for lien release requests
Fifth Third Bank, N.A., PO Box 630778, Cincinnati, OH 45263

For a state DMV's title requests (including your new state's)

Mail: Where a DMV sends its request for the original paper title on DMV letterhead, including your new state's; not for lien release requests
Fifth Third Bank, Attn: Out of State Transfers, MD# 1MOB1S, 5001 Kingsley Dr., Cincinnati, OH 45227
Fax: Where a DMV faxes its request for the original paper title on DMV letterhead, including your new state's; not for lien release requests
513-534-3479
Your state decides the rest

Lien release rules where the car is titled

Each state sets who sends the title, the lender deadline, and what to do if the lender is gone. Lender out of business?

We have not published New Mexico, Utah or Wyoming yet. Ask that state's title agency for the lender's release deadline.

Still paying the loan?

Moving to another state with a Fifth Third Auto loan

If the loan is still open and you are moving, the lender keeps the title and sends it to the new state.

Fifth Third Auto out-of-state title transfer
Official sources

Fifth Third Auto pages behind this guide

Checked Oct 7, 2026.

Fifth Third Auto lien release questions

How long does Fifth Third Auto take to release the lien?
Fifth Third Auto publishes a release of all vehicle liens within 10 business days of payoff. Your state may also set a legal deadline; check your state's page.
Where does Fifth Third Auto send the title after payoff?
Fifth Third says it releases all vehicle liens within 10 business days of payoff. If it held a paper title, you receive the title with its lien released. If you hold the title yourself, it provides a release of lien. If it held the lien electronically with your state, you receive a letter with instructions specific to your state's process. If you moved out of state after the loan began and did not work with Fifth Third to transfer the vehicle to the new state, it says your title and release are processed under your prior state's titling requirements, so you should contact it right away with your current mailing information.
What if the title or lien release never arrived?
Fifth Third says that if your documents were misplaced and it held the lien, you can request a lien release by messaging it through online banking at 53.com or the mobile app, or by calling 800-972-3030. It also says that updating your address with Fifth Third does not update it with the DMV, which can delay your registration renewal or keep you from receiving your title after payoff, so update the DMV as well.
Where do I send a lien release or title request to Fifth Third Auto?
Online: Secure message in Fifth Third online banking at 53.com or the mobile app. To request a lien release if your documents were misplaced and Fifth Third held the lien; available 24/7. Phone: 800-972-3030. To request a lien release if your documents were misplaced and Fifth Third held the lien; Mon-Fri 8 a.m.-6 p.m. and Sat 10 a.m.-4 p.m. ET.