Paid off your Flagship Credit Acceptance (now Flagship Financial Group) loan? Getting the lien release and title
Flagship says the payoff must post and the account must be fully satisfied before a certificate of title or lien satisfaction is mailed, and the document goes to the authorized party (the person or entity that paid off the loan) under state rules. What you get depends on the state: a lien card or lien release letter where the title was mailed to you at purchase, a lien release sent as you direct in states that print no title until payoff, or an electronic lien release to the state. In electronic-title states, some immediately release a paper title and others do not require you to hold one, in which case you request it from the state.
Flagship Credit Acceptance LLC agreed in November 2025 to sell its operating assets and business operations to affiliates of InterVest capital partners through a new company, Flagship Financial Group LLC, and the old flagshipcredit.com customer pages now redirect to flagshipfinancial.com, where customer pages name Flagship Financial Group LLC.
How to ask Flagship Credit Acceptance (now Flagship Financial Group) for the release or title
Keep the payoff confirmation and the date the final payment cleared.
Flagship Credit Acceptance (now Flagship Financial Group) does not publish a separate request channel that we could verify. Use the account contact channel and ask for the release date and method.
Flagship Credit Acceptance (now Flagship Financial Group) title and lien release contacts
Copied from the lender's published pages. Contacts change, so confirm before mailing originals.
Flagship Credit Acceptance (now Flagship Financial Group) does not publish a title-department contact that we could verify.
Get the Flagship Credit Acceptance (now Flagship Financial Group) lien release finished
Your Flagship Credit Acceptance (now Flagship Financial Group) loan is paid off but the title, the release, or the state record still isn't right. We check the path and do the paperwork with you.
- We find the release path for your state and lender from official sources.
- We prepare the lien release or clear-title request, and any state form, for you to sign and send.
- We track the lender and the state until the record shows the lien released.
Lien release rules where the car is titled
Each state sets who sends the title, the lender deadline, and what to do if the lender is gone. Lender out of business?
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
Flagship Credit Acceptance (now Flagship Financial Group) pages behind this guide
Checked Sep 28, 2026.
- Flagship Financial: Contract and title FAQsChecked 2026-09-28 ↗Title / lien
- Flagship Financial: General FAQs (certified funds)Checked 2026-09-28 ↗Title / lien
- Flagship Credit Acceptance sale announcement (Business Wire release via Yahoo Finance, 2025-11-21)Checked 2026-09-28 ↗Title / lien
- Flagship customer center (flagshipcredit.com redirects to flagshipfinancial.com)Checked 2026-09-28 ↗Title / lien
Flagship Credit Acceptance (now Flagship Financial Group) lien release questions
- How long does Flagship Credit Acceptance (now Flagship Financial Group) take to release the lien?
- Flagship Credit Acceptance (now Flagship Financial Group) does not publish a release timeframe that we could verify. Your state may set a legal deadline; check your state's page.
- Where does Flagship Credit Acceptance (now Flagship Financial Group) send the title after payoff?
- Flagship says the payoff must post and the account must be fully satisfied before a certificate of title or lien satisfaction is mailed, and the document goes to the authorized party (the person or entity that paid off the loan) under state rules. What you get depends on the state: a lien card or lien release letter where the title was mailed to you at purchase, a lien release sent as you direct in states that print no title until payoff, or an electronic lien release to the state. In electronic-title states, some immediately release a paper title and others do not require you to hold one, in which case you request it from the state.
- What if the title or lien release never arrived?
- Flagship Credit Acceptance (now Flagship Financial Group) does not publish a separate procedure. Ask for the date and method of the release, then check your state title record before requesting a duplicate.