How long does Lincoln Automotive Financial Services take to release the lien?

Lincoln Automotive Financial Services publishes an electronic notice to the state, a mailed paper title or a mailed lien release within 7 to 10 business days of payoff, then 2 to 3 weeks for mail or about 6 weeks for a state-issued title. Your state may also set a legal deadline; check your state's page.

How do I contact the Lincoln Automotive Financial Services title department?

Phone: 1-888-498-8801 (Lincoln clients; lien release letter requests; Monday to Friday 7 a.m. to 7 p.m. CST, Saturday 7 a.m. to 3 p.m. CST, closed Sunday). Phone: 1-888-498-8758 (Black Label clients customer service). Online: accountmanager.lincoln.com (Account Manager online account portal)

Lincoln Automotive Financial Services lien release

Paid off your Lincoln Automotive Financial Services loan? Getting the lien release and title

Lincoln Automotive Financial Services says that in electronic-title states it notifies the state within 7 to 10 business days of payoff that the account is paid in full, and that you should allow 6 weeks before contacting your state titling agency. In paper-title states it mails the paper title within 7 to 10 business days to your address on file, and in lien-release states it mails a lien release within 7 to 10 business days to your address on file, and it says to allow 2 to 3 weeks for mail. It asks you to update your address with Lincoln before the final payoff because it cannot guarantee address updates once the payoff has posted.

Title department contacts Your state's rules

From Lincoln Automotive Financial Services's official pagesWe only record what the lender publishes. Confirm with the lender before sending any original document.

Asking the lender

How to ask Lincoln Automotive Financial Services for the release or title

If nothing arrived, see the next step below.

Call 888-498-8801 and give the vehicle year, make and model, VIN, your full name, current address and phone number, any other names on the account, and the account number if you have it, to request a lien release letter.

If it never arrived: For electronic-title states, Lincoln says to allow 6 weeks after payoff and then contact your state titling agency. For paper-title and lien-release states, it says to allow 2 to 3 weeks for mail.

Title department

Lincoln Automotive Financial Services title and lien release contacts

Copied from the lender's published pages. Contacts change, so confirm before mailing originals.

Phone: Lincoln clients; lien release letter requests; Monday to Friday 7 a.m. to 7 p.m. CST, Saturday 7 a.m. to 3 p.m. CST, closed Sunday: 1-888-498-8801
Phone: Black Label clients customer service: 1-888-498-8758
Online: Account Manager online account portal: accountmanager.lincoln.com

Optional paid help

Get the Lincoln Automotive Financial Services lien release finished

Your Lincoln Automotive Financial Services loan is paid off but the title, the release, or the state record still isn't right. We check the path and do the paperwork with you.

We find the release path for your state and lender from official sources.
We prepare the lien release or clear-title request, and any state form, for you to sign and send.
We track the lender and the state until the record shows the lien released.

One-time $89 for a paid-off loan whose title still shows the lien. We show the work, terms, exclusions, and delivery date before payment.

Every guide and official link on this site stays free.

Your state decides the rest

Lien release rules where the car is titled

Each state sets who sends the title, the lender deadline, and what to do if the lender is gone. Lender out of business?

Still paying the loan?

Moving to another state with a Lincoln Automotive Financial Services loan

If the loan is still open and you are moving, the lender keeps the title and sends it to the new state.

Lincoln Automotive Financial Services out-of-state title transfer

Official sources

Lincoln Automotive Financial Services pages behind this guide

Checked Sep 28, 2026.

Lincoln Automotive Financial Services lien release questions

How long does Lincoln Automotive Financial Services take to release the lien?: Lincoln Automotive Financial Services publishes an electronic notice to the state, a mailed paper title or a mailed lien release within 7 to 10 business days of payoff, then 2 to 3 weeks for mail or about 6 weeks for a state-issued title. Your state may also set a legal deadline; check your state's page.
Where does Lincoln Automotive Financial Services send the title after payoff?: Lincoln Automotive Financial Services says that in electronic-title states it notifies the state within 7 to 10 business days of payoff that the account is paid in full, and that you should allow 6 weeks before contacting your state titling agency. In paper-title states it mails the paper title within 7 to 10 business days to your address on file, and in lien-release states it mails a lien release within 7 to 10 business days to your address on file, and it says to allow 2 to 3 weeks for mail. It asks you to update your address with Lincoln before the final payoff because it cannot guarantee address updates once the payoff has posted.
What if the title or lien release never arrived?: For electronic-title states, Lincoln says to allow 6 weeks after payoff and then contact your state titling agency. For paper-title and lien-release states, it says to allow 2 to 3 weeks for mail.
How do I contact the Lincoln Automotive Financial Services title department?: Phone: 1-888-498-8801 (Lincoln clients; lien release letter requests; Monday to Friday 7 a.m. to 7 p.m. CST, Saturday 7 a.m. to 3 p.m. CST, closed Sunday). Phone: 1-888-498-8758 (Black Label clients customer service). Online: accountmanager.lincoln.com (Account Manager online account portal)