Paid off your Tower Federal Credit Union loan? Getting the lien release and title
Tower says that once the loan balance reaches zero it releases the lien after the ninth business day. For paper titles the lien-free title is mailed to the address on file. For electronic titles Tower notifies the state DMV electronically and the DMV sends the lien-free title on its own timeline.
How to ask Tower Federal Credit Union for the release or title
Keep the payoff confirmation and the date the final payment cleared.
Contact Tower's title specialists by phone or email. Tower's article also lists a separate email for state transfers and says express shipping of a paper title, at the owner's cost, can be requested by phone or email.
Tower Federal Credit Union title and lien release contacts
Copied from the lender's published pages. Contacts change, so confirm before mailing originals.
- Phone: title questions and requesting express shipping of a title at the owner's cost
- 1-800-787-8328 ext. 3050
- Mail: mailing address published for title matters in owner-retained states
- Tower Federal Credit Union, 7901 Sandy Spring Road, Mail Stop 240, Laurel, MD 20707
Get the Tower Federal Credit Union lien release finished
Your Tower Federal Credit Union loan is paid off but the title, the release, or the state record still isn't right. We check the path and do the paperwork with you.
- We find the release path for your state and lender from official sources.
- We prepare the lien release or clear-title request, and any state form, for you to sign and send.
- We track the lender and the state until the record shows the lien released.
Lien release rules where the car is titled
Each state sets who sends the title, the lender deadline, and what to do if the lender is gone. Lender out of business?
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
Moving to another state with a Tower Federal Credit Union loan
If the loan is still open and you are moving, the lender keeps the title and sends it to the new state.
Tower Federal Credit Union pages behind this guide
Checked Sep 28, 2026.
Tower Federal Credit Union lien release questions
- How long does Tower Federal Credit Union take to release the lien?
- Tower Federal Credit Union publishes a lien release after the ninth business day once the balance reaches zero. Your state may also set a legal deadline; check your state's page.
- Where does Tower Federal Credit Union send the title after payoff?
- Tower says that once the loan balance reaches zero it releases the lien after the ninth business day. For paper titles the lien-free title is mailed to the address on file. For electronic titles Tower notifies the state DMV electronically and the DMV sends the lien-free title on its own timeline.
- What if the title or lien release never arrived?
- Tower Federal Credit Union does not publish a separate procedure. Ask for the date and method of the release, then check your state title record before requesting a duplicate.
- How do I contact the Tower Federal Credit Union title department?
- Phone: 1-800-787-8328 ext. 3050 (title questions and requesting express shipping of a title at the owner's cost). Mail: Tower Federal Credit Union, 7901 Sandy Spring Road, Mail Stop 240, Laurel, MD 20707 (mailing address published for title matters in owner-retained states)