How long does Digital Federal Credit Union (DCU) take to release the lien?

Digital Federal Credit Union (DCU) publishes a title mailing within 3 to 10 business days after payoff and a Paid Loan Letter available two business days after payoff. Your state may also set a legal deadline; check your state's page.

How do I contact the Digital Federal Credit Union (DCU) title department?

Phone: 800.328.8797 (general title inquiries including duplicate titles, VIN updates and express shipping requests). Fax: 508.983.6418 (sending title images and documents). Mail: Digital Federal Credit Union, PO Box 255267, Sacramento, CA 95865-5267 (mailing address listed on the vehicle titles page; the page does not label it for lien release requests)

Digital Federal Credit Union (DCU) lien release

Paid off your Digital Federal Credit Union (DCU) loan? Getting the lien release and title

DCU says that after the loan is paid in full it releases the lien and mails you the title within 3 to 10 business days, to the address on file. For an electronic title, DCU asks the state DMV to release the lien and mail a paper title, which DCU cannot expedite; if DCU held a Florida or Ohio electronic title, you must contact the DMV to have a paper title mailed. DCU also makes a Paid Loan Letter, which includes a lien termination statement, available two business days after the loan is paid in full.

Title department contacts Your state's rules

From Digital Federal Credit Union (DCU)'s official pagesWe only record what the lender publishes. Confirm with the lender before sending any original document.

Asking the lender

How to ask Digital Federal Credit Union (DCU) for the release or title

If nothing arrived, see the next step below.

Generate the Paid Loan Letter yourself in Digital Banking (Membership, Services, Paid Loan Letter). For title inquiries, duplicate titles or express shipping, call DCU.

If it never arrived: If you lose the title after payoff, DCU says to bring the Paid Loan Letter, which includes the lien termination statement, to your DMV to request a new title. For a paper title being mailed, DCU offers express shipping for $20.00 taking 3-5 business days. DCU says electronic titles cannot be expedited.

Title department

Digital Federal Credit Union (DCU) title and lien release contacts

Copied from the lender's published pages. Contacts change, so confirm before mailing originals.

Phone: general title inquiries including duplicate titles, VIN updates and express shipping requests: 800.328.8797
Fax: sending title images and documents: 508.983.6418
Mail: mailing address listed on the vehicle titles page; the page does not label it for lien release requests: Digital Federal Credit Union, PO Box 255267, Sacramento, CA 95865-5267

Optional paid help

Get the Digital Federal Credit Union (DCU) lien release finished

Your Digital Federal Credit Union (DCU) loan is paid off but the title, the release, or the state record still isn't right. We check the path and do the paperwork with you.

We find the release path for your state and lender from official sources.
We prepare the lien release or clear-title request, and any state form, for you to sign and send.
We track the lender and the state until the record shows the lien released.

One-time $89 for a paid-off loan whose title still shows the lien. We show the work, terms, exclusions, and delivery date before payment.

Every guide and official link on this site stays free.

Your state decides the rest

Lien release rules where the car is titled

Each state sets who sends the title, the lender deadline, and what to do if the lender is gone. Lender out of business?

Still paying the loan?

Moving to another state with a Digital Federal Credit Union (DCU) loan

If the loan is still open and you are moving, the lender keeps the title and sends it to the new state.

Digital Federal Credit Union (DCU) out-of-state title transfer

Official sources

Digital Federal Credit Union (DCU) pages behind this guide

Checked Sep 28, 2026.

DCU: Vehicle TitlesChecked 2026-09-28 ↗
Title / lien

Digital Federal Credit Union (DCU) lien release questions

How long does Digital Federal Credit Union (DCU) take to release the lien?: Digital Federal Credit Union (DCU) publishes a title mailing within 3 to 10 business days after payoff and a Paid Loan Letter available two business days after payoff. Your state may also set a legal deadline; check your state's page.
Where does Digital Federal Credit Union (DCU) send the title after payoff?: DCU says that after the loan is paid in full it releases the lien and mails you the title within 3 to 10 business days, to the address on file. For an electronic title, DCU asks the state DMV to release the lien and mail a paper title, which DCU cannot expedite; if DCU held a Florida or Ohio electronic title, you must contact the DMV to have a paper title mailed. DCU also makes a Paid Loan Letter, which includes a lien termination statement, available two business days after the loan is paid in full.
What if the title or lien release never arrived?: If you lose the title after payoff, DCU says to bring the Paid Loan Letter, which includes the lien termination statement, to your DMV to request a new title. For a paper title being mailed, DCU offers express shipping for $20.00 taking 3-5 business days. DCU says electronic titles cannot be expedited.
How do I contact the Digital Federal Credit Union (DCU) title department?: Phone: 800.328.8797 (general title inquiries including duplicate titles, VIN updates and express shipping requests). Fax: 508.983.6418 (sending title images and documents). Mail: Digital Federal Credit Union, PO Box 255267, Sacramento, CA 95865-5267 (mailing address listed on the vehicle titles page; the page does not label it for lien release requests)