How long does Infiniti Financial Services (IFS) take to release the lien?

Infiniti Financial Services (IFS) publishes a title or lien release mailed within 10 business days after the final payment clears, or up to 6 weeks for the state to mail an electronic title. Your state may also set a legal deadline; check your state's page.

Where do I send a lien release or title request to Infiniti Financial Services (IFS)?

Phone: 1-800-627-4437. Customer Service, the number IFS's title articles give for title questions and a title that has not arrived.

Infiniti Financial Services (IFS) lien release

Paid off your Infiniti Financial Services (IFS) loan? Getting the lien release and title

Everything Infiniti Financial Services says about payoff

Published contacts Your state's rules

From Infiniti Financial Services pagesWe only record what the lender publishes. Confirm with the lender before sending any original document.

Asking the lender

How to ask Infiniti Financial Services (IFS) for the release or title

If nothing arrived, see the next step below.

Everything Infiniti Financial Services says about payoff

Infiniti Financial Services (IFS) says that, depending on the state where your title is held, your title or lien release will be mailed within 10 business days after your final payment clears. If your state has an electronic title system, IFS says it can take up to 6 weeks for the state to mail the paper title, and to contact your local DMV for its status. In Florida, IFS says you must contact your local county tax assessor's office to have the title released. If you receive a paper title with IFS's lien on it, IFS says to take it to your local DMV, MVA or tax assessor's office, depending on your state, to remove the lien and get a clear title in your name.

Call the IFS title number, 1-800-627-4437, or chat with an online representative. IFS's contact page lists phone and chat hours of Mon-Fri 7 a.m.-7 p.m. CT and says phone or chat is the best way to reach it.

If it never arrived: IFS says that if you misplaced your title, or it has been more than 20 business days since you paid off your account, you should contact Customer Service at 1-800-627-4437 or chat with an online representative. If your state has an electronic title system, IFS says to contact your local DMV for the status of the paper title. For a Florida title, contact your local county tax assessor's office to have it released.

Want it in writing? Build a free request letter for your records. It never asks for your VIN or loan number.

Published contacts

Where to reach Infiniti Financial Services (IFS)

Copied from the lender's published pages. Contacts change, so confirm before mailing originals.

Where to send a title or lien release request

Phone: Customer Service, the number IFS's title articles give for title questions and a title that has not arrived: 1-800-627-4437

Other published contacts

The lender describes each one below. Check the purpose before you use one.

Phone: General Customer Service line on IFS's contact page; Mon-Fri 7 a.m.-7 p.m. CT: 1-866-456-4124
Mail: General correspondence address IFS lists on its contact page; not for lien release requests: IFS, P.O. Box 660360, Dallas, TX 75266-0360

Your state decides the rest

Lien release rules where the car is titled

Each state sets who sends the title, the lender deadline, and what to do if the lender is gone. Lender out of business?

ALAlabamaDeadline: 10 days after your demand AKAlaskaDeadline: immediately when the lien is satisfied AZArizonaDeadline: 15 business days after the lender receives payment in full ARArkansasDeadline: 10 business days after final payment CACaliforniaDeadline: 15 business days after payoff COColoradoDeadline: 15 calendar days after the loan is paid and satisfied CTConnecticutDeadline: 30 days after payoff (10 days after a demand)DEDelawareDeadline: 30 days after final payment DCDistrict of ColumbiaDeadline: 72 hours after the lien is satisfied FLFloridaDeadline: 10 working days after final payment, for paper titles GAGeorgiaDeadline: 10 days after the lien is satisfied (statute); a DOR page says 5 days for paper titles HIHawaiiNo lender deadline in the sources we cite IDIdahoDeadline: 30 days after the lender receives payoff ILIllinoisDeadline: 21 days after the lender receives payment INIndianaDeadline: 10 business days after final payment, for a paper title IAIowaDeadline: 15 days after your written request KSKansasDeadline: 10 business days after payment and your request KYKentuckyDeadline: one month after payoff (20 days after your signed written demand)LALouisianaNo lender deadline in the sources we cite MEMaineDeadline: 14 days after the lender receives the funds MDMarylandDeadline: 5 business days after full payment MAMassachusettsDeadline: 10 days after payoff (3 days after your demand)MIMichiganDeadline: 14 days after the lender receives the final payment MNMinnesotaDeadline: 15 days after the lien is satisfied MSMississippiDeadline: 14 days after the date of satisfaction, for lenders with a FEIN (electronic release)MOMissouriDeadline: 5 business days after full payment MTMontanaDeadline: 21 days after final payment NENebraskaDeadline: 15 days after payment is received NVNevadaNo lender deadline in the sources we cite NHNew HampshireDeadline: 30 days after payoff (10 days after your demand)NJNew JerseyDeadline: 15 days to file notice with the MVC after the loan is fulfilled NYNew YorkNo lender deadline in the sources we cite NCNorth CarolinaDeadline: 7 business days for electronic liens; up to 30 days for paper titles NDNorth DakotaDeadline: 30 days after payoff (10 days after your demand)OHOhioDeadline: 7 business days after good funds are credited OKOklahomaDeadline: 7 business days after the security interest is satisfied OROregonDeadline: 15 calendar days after the security interest is satisfied PAPennsylvaniaDeadline: immediately when the loan is satisfied (5-day safe harbor for paper titles)RIRhode IslandDeadline: 15 business days after the security interest is satisfied SCSouth CarolinaDeadline: 10 business days after funds are confirmed good (3 business days if paid electronically)SDSouth DakotaDeadline: 20 days after final payment is received TNTennesseeDeadline: 72 hours after the lien is discharged (the lienor reports it to the state)TXTexasDeadline: no later than 10 days after payoff is tendered VTVermontDeadline: 12 business days after a request VAVirginiaDeadline: 10 days after the security interest is satisfied WAWashingtonDeadline: 10 days after proper demand WVWest VirginiaDeadline: 15 days after the lien is paid and satisfied WIWisconsinDeadline: one month after payoff (10 days after your written demand)

We have not published New Mexico, Utah or Wyoming yet. Ask that state's title agency for the lender's release deadline.

Optional paid help

Get the Infiniti Financial Services (IFS) lien release finished

Your Infiniti Financial Services (IFS) loan is paid off but the title, the release, or the state record still isn't right. We check the path and prepare the paperwork for you to sign and send.

Do it yourself, free

Follow your state's official steps and use its form, build a free request letter, and use the official lookups. All of it is on this site and none of it needs us.

Paid help

We find the release path for your state and lender and prepare the request and any state form. You sign and send it.

Follow-up: Structured case updates plus lender and state milestone coordination through one final proof check, for up to 30 calendar days after the initial report is delivered. We cannot guarantee a release, a clear title or a date.

Lenders that are out of business or merged, court orders, and bonded titles are not included; those cases are reviewed and quoted separately.

One-time $89 for a paid-off loan whose title still shows the lien. We show the work, terms, exclusions, and delivery date before payment.

See a sample report for a made-up Texas case: the request letter and follow-up letter, the state record check and the lender's release path

Every guide and official link on this site stays free.

Still paying the loan?

Moving to another state with an Infiniti Financial Services auto loan

If the loan is still open and you are moving, the lender keeps the title and sends it to the new state.

Infiniti Financial Services (IFS) out-of-state title transfer

Official sources

Infiniti Financial Services (IFS) pages behind this guide

Checked Oct 7, 2026.

Infiniti Finance: my account is paid off, when should I expect my titleChecked 2026-10-07 ↗
Title / lien
Infiniti Finance: paid off but I can't locate my titleChecked 2026-10-07 ↗
Title / lien
Infiniti Finance: paper title received after payoffChecked 2026-10-07 ↗
Title / lien
Infiniti Finance: contact usChecked 2026-10-07 ↗
Title / lien

Infiniti Financial Services (IFS) lien release questions

How long does Infiniti Financial Services (IFS) take to release the lien?: Infiniti Financial Services (IFS) publishes a title or lien release mailed within 10 business days after the final payment clears, or up to 6 weeks for the state to mail an electronic title. Your state may also set a legal deadline; check your state's page.
Where does Infiniti Financial Services (IFS) send the title after payoff?: Infiniti Financial Services (IFS) says that, depending on the state where your title is held, your title or lien release will be mailed within 10 business days after your final payment clears. If your state has an electronic title system, IFS says it can take up to 6 weeks for the state to mail the paper title, and to contact your local DMV for its status. In Florida, IFS says you must contact your local county tax assessor's office to have the title released. If you receive a paper title with IFS's lien on it, IFS says to take it to your local DMV, MVA or tax assessor's office, depending on your state, to remove the lien and get a clear title in your name.
What if the title or lien release never arrived?: IFS says that if you misplaced your title, or it has been more than 20 business days since you paid off your account, you should contact Customer Service at 1-800-627-4437 or chat with an online representative. If your state has an electronic title system, IFS says to contact your local DMV for the status of the paper title. For a Florida title, contact your local county tax assessor's office to have it released.
Where do I send a lien release or title request to Infiniti Financial Services (IFS)?: Phone: 1-800-627-4437. Customer Service, the number IFS's title articles give for title questions and a title that has not arrived.