Paid off your United Auto Credit loan? Getting the lien release and title
United Auto Credit says the title and lien release process begins once your balance is satisfied in full. It will either mail the title directly or provide a lien release document, depending on your state's titling system. In its listed electronic-title states, which are AZ, CA, CO, FL, GA, HI, ID, IN, KS, LA, MA, MD, MS, NC, NE, NJ, NY, NV, OH, PA, SC, SD, TX, VA, WA, WV, and WI, it contacts the state titling agency to remove its lien from your title.
How to ask United Auto Credit for the release or title
If nothing arrived, see the next step below.
Contact the United Auto Credit Title Department by phone, email, or mail.
If it never arrived: If you have not received your title more than 20 business days after payoff, contact the Title Department.
United Auto Credit title and lien release contacts
Copied from the lender's published pages. Contacts change, so confirm before mailing originals.
- Phone: Title Department
- (888) 376-7149
- Email: Title Department
- titles@uacc.net
- Mail: Title Department
- United Auto Credit, Title Department, PO BOX 164129, Fort Worth, TX 76161
Get the United Auto Credit lien release finished
Your United Auto Credit loan is paid off but the title, the release, or the state record still isn't right. We check the path and do the paperwork with you.
- We find the release path for your state and lender from official sources.
- We prepare the lien release or clear-title request, and any state form, for you to sign and send.
- We track the lender and the state until the record shows the lien released.
Lien release rules where the car is titled
Each state sets who sends the title, the lender deadline, and what to do if the lender is gone. Lender out of business?
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
Moving to another state with a United Auto Credit loan
If the loan is still open and you are moving, the lender keeps the title and sends it to the new state.
United Auto Credit pages behind this guide
Checked Sep 28, 2026.
- United Auto Credit: FAQChecked 2026-09-28 ↗Title / lien
United Auto Credit lien release questions
- How long does United Auto Credit take to release the lien?
- United Auto Credit publishes a release that begins 3 business days after certified funds or 10 business days after personal check or ACH, plus USPS mailing time. Your state may also set a legal deadline; check your state's page.
- Where does United Auto Credit send the title after payoff?
- United Auto Credit says the title and lien release process begins once your balance is satisfied in full. It will either mail the title directly or provide a lien release document, depending on your state's titling system. In its listed electronic-title states, which are AZ, CA, CO, FL, GA, HI, ID, IN, KS, LA, MA, MD, MS, NC, NE, NJ, NY, NV, OH, PA, SC, SD, TX, VA, WA, WV, and WI, it contacts the state titling agency to remove its lien from your title.
- What if the title or lien release never arrived?
- If you have not received your title more than 20 business days after payoff, contact the Title Department.
- How do I contact the United Auto Credit title department?
- Phone: (888) 376-7149 (Title Department). Email: titles@uacc.net (Title Department). Mail: United Auto Credit, Title Department, PO BOX 164129, Fort Worth, TX 76161 (Title Department)